Privacy Policy

Last updated: July 2026

What We Collect

DebtConsolidationHelp.com collects minimal data. We do not require account creation, login, or personal information to use this site.

Information we may collect:

• Analytics data: We use Vercel Web Analytics, which collects pages visited, referring site, browser and operating system, device type, and country-level location. It does not use cookies and does not store IP addresses.
• Calculator inputs: Numbers entered into our DTI calculator are processed in your browser only — they are never sent to our servers
• Emails you send us: We have no contact forms and store no submissions in a database. If you email us at our contact address, whatever you choose to include in that message — your email address and anything you write — reaches our inbox so we can reply. We do not add it to any mailing list.

What We Do NOT Collect

• Phone numbers
• Social Security numbers
• Financial account numbers
• Credit scores or credit report data
• Precise location data

How We Use Data

Analytics data helps us understand which content is most useful so we can improve the site. We do not sell, share, or transfer personal data to third parties for marketing purposes.

Cookies

Our analytics (Vercel Web Analytics) is cookieless — it sets no cookies and identifies visitors only by a temporary hash that cannot be traced back to you across days or sites. The site itself does not set tracking cookies.

Third-Party Links

This site links to external resources (NFCC, CFPB, FTC, etc.). We are not responsible for the privacy practices of external sites. Review their privacy policies before sharing personal information.

Children's Privacy

This site is not directed at children under 13. We do not knowingly collect information from children.

Your Rights

You have the right to request deletion of any personal data we hold. Contact us at our contact page with your request.

Changes to This Policy

We will update this page if our data practices change. The "Last updated" date at the top reflects the most recent revision.